The information presented in this blog is not intended to provide legal, medical or financial advice. Sometimes it's a good idea to see a lawyer, physician or financial planner so they can help you out with a specific situation. No shame, no blame.

The author assumes no liability for any consequences to the reader that may result from the reader's use of the content contained within this publication. The author hopes that you will demonstrate common sense in all things and not jump off the cliff with the rest of the lemmings.